Investor loans for foreign nationals. MLO careers for agents.

We fund international investors buying US real estate and help real estate agents unlock a second income stream as licensed mortgage loan originators.

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7.14%
Foreign national mortgage rates starting point in 2026
$10M
Max loan amount per property
48
States with MLO pathways for agents

Two Businesses, One Platform

Built for investors and agents alike

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Foreign National Loans

No SSN, no US credit history, no problem. We use DSCR and Non-QM programs to qualify international investors based on property cash flow, not personal income.

  • DSCR loans for rental properties
  • No US credit score required
  • Residential and commercial up to $10M
  • Fix-and-flip and bridge financing
  • Same-day approval, funded in days
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Become an MLO

Already a licensed real estate agent? Add mortgage origination to your income without the traditional SAFE exam. We sponsor, train, and support you.

  • No SAFE exam required in eligible states
  • Sponsorship under Act Fast Funding
  • Earn on both sides of the transaction
  • Full training and mentorship program
  • Start originating loans immediately
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For Investors

How foreign national lending works

01

Tell us your goals

Rental income, fix-and-flip, commercial, vacation property. We match the right loan to your strategy.

02

Skip the red tape

No SSN or US credit history needed. We qualify based on property cash flow using DSCR underwriting.

03

Get approved fast

Same-day approval with minimal documentation. We move at the speed your deals require.

04

Close and build wealth

Fund in days, not months. Start generating returns on US real estate from anywhere in the world.

The mortgage industry is changing. We're accelerating it.

Foreign nationals deserve access to US real estate markets. Agents deserve a path to higher earnings. Act Fast Funding exists to make both happen, without the bureaucracy.

Get a Loan Quote Apply as MLO